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Tired of the Uncertainty Surrounding Your Retirement Money? Here’s How to Take Back Control

by Samuel N. Asare


Without a doubt, the uncertainty surrounding where the stock market is headed tomorrow is one of the foremost threats you’re likely to face when it comes to your retirement savings. And while it is, indeed, a very real challenge, most Americans are completely left in the dark by their financial advisors when it comes to combating this threat in a meaningful, thoughtful, and most importantly, realistic way. 

Some seem to suggest that with the “right amount” of diversification and rebalancing, you should have nothing to worry about in the long term, because everything will turn out just fine. Of course, you know that’s baloney, because millions of unsuspecting folks who followed that plan are living today with shattered retirement dreams and must face the dreaded ordeal of going through their golden years financially decimated. Translation? There is no such thing as a magical diversification or rebalancing mix that will ever eliminate the very real possibility that you could end up losing a big chunk – if not everything you’ve worked for – in the stock market.

But here’s the thing. There’s a better, more realistic way to invest your nest egg that eliminates the cloud of uncertainty associated with the risk of losing any portion of your hard-earned retirement savings, should the stock market ever plummet. By utilizing this proven investing approach, which millions have already turned to, you can ensure three very distinct hallmarks:

First, your initial contribution, as well as any gains and ongoing contributions, are protected and guaranteed against the market’s risk, even in those years that the stock market plummets.

Second, the growth of your savings will be based on a given stock market index, up to a certain predetermined cap.

Third, and most significantly, unlike the traditional way of investing directly in the stock market, where any time the market dips, you stand to lose some or all of your previously accumulated gains (or even worse, some of your initial investment), with this strategy, all of your prior gains are locked in. So when the stock market/index dips, you’ll have nothing to worry about because your account won’t lose any value. But when the market goes up, you make gains, up to your cap.

Could this investing approach be what you need to help you grow and protect the portion of your nest egg that you just can’t afford to lose?  Our “Keep Your Gains,” special report will help you make that decision. It explains how this strategy works, points out some important caveats, and answers some general questions that will help you gain more insight so that you can ultimately make the best decision. You may download a complimentary copy at  or call us at 877.656.9111 to request your copy.

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This website is for informational purposes only. All opinions expressed are solely those of Laser Financial Group, LC., and our editorial staff. The information is not to be construed as any form of professional advice, nor as solicitation for the purchase or sale of any security, whatsoever. No particular outcome is guaranteed. No strategy can guarantee a profit, protect against loses, or ensure peace of mind. Recommendations are based solely on third party insurance products for which we receive compensation. Laser Financial Group, LC, does not provide investment advisory services. This does not constitute an offer to provide services in any jurisdiction in which such offer or solicitation would be unlawful under the laws of such jurisdiction. Any United States tax reference on this website is not intended to be used, and cannot be used for the purpose of avoiding penalties under the Internal Revenue Code, or promoting or recommending to another party anything addressed herein.

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