As we have done for countless others, our experienced team can help you achieve…

• Guaranteed retirement income that will last as long as you live, regardless of what happens on Wall Street.
• Access your Social Security benefits in a manner that will give you and your family the largest possible payout.
• Put in place the best available tax shelters so that you can get to keep more of your hard-earned money to do the things that matter most to you.
• Protect your wealth for your immediate family should you need to apply for Medicaid somewhere down the road.
• We also have a full-service tax division that can assist you with filing your personal, business, and/or estate/trust tax returns, as well as representation services, where we can step in your shoes, so to speak, and deal with the IRS on your behalf in situations like audits, negotiating a manageable tax deal, and pretty much, any administrative matters.

• With our bookkeeping service offering, we take the stress off of small and medium-sized business owners by handling all your accounting/recording keeping and getting your books tax ready.

  Visit our services page for more information and reach out to us so we can answer your specific questions.

While subjective, based on our experience, the three biggest oversights or misunderstandings, if you will, are:

• Assuming that the Social Security Administration will advice you as to the best strategy that’ll maximize your benefits -According to its own rules under Procedure GN 00203.004, Social Security Administration employees are strictly forbidden from offering any form of such advice to applicants.
• Thinking that because your gross income may be lower in retirement you’ll automatically fall into a much lower tax bracket.
• Waiting until your retirement is almost here to pursue income planning – incorporating it into your planning at the early stages will help you to identify and replace any inefficient investments, sooner rather than later.

Based on over 20 years of working with folks from all walks of life, we strongly believe that:

• Money, in and of itself, without a greater purpose, will not give you true fulfillment.
• After all the years of hard work and investing, your nest egg should provide you with income that’ll last your entire lifetime, regardless of whether the stock market is up or down.

There are many things that differentiate us from others in our industry, but so we don’t take up all of your time, here’re the top two:

• First, when dealing with us, you can always count on hearing straight facts without any sugarcoating.
• Second, the fact that we have no allegiances to any particular company’s product, and no specific sales quotas to meet means that we focus all our attention on recommending the best and most suitable products to meet your need, instead of making a preselected product fit everyone who walks through our doors.

You can expect absolute integrity. We tell you exactly what you should hear without any exceptions, whatsoever. We adhere to the fiduciary standard so you can rest assured everything we’ll recommend will be in your best interest.

We always begin with a thorough review of your current financial profile and future goals where you tell us about your specific desires and the outcome that you’re looking to achieve. We’ll then provide you with a customized proposal written in plain English that will show you how we believe you can best achieve your desired goals. Next, we’ll address all of your questions and refine your plan, if needed, before implementation. We hold yearly accountability review meetings with you to make sure that everything is working as expected.

We’re completely independent from all financial products. Our focus is on helping you to do the necessary due diligence in selecting whichever product from whatever company that’ll best serve your needs.

Yes! We can show you a better way of getting the most out of whatever income you already have coming in.