Please take a moment to review these frequently asked questions. If you have more questions afterwards, use the link at the bottom of the page to ask us... Click on a question to see the answer.

What are some of the things that Laser Financial Group can help me to accomplish?

Whether you want to be certain that you'll have enough income to live your dream retirement, however long it may be, without having to ever worry about running out of income, or help your kids/grandchildren pay for their college education, or you want to make sure that you'll collect your maximum Social Security benefits without leaving any money on the table, or ensure that you have the best tax shelters in place so that you can keep more of your money to do the things that matter most to you, or you want to protect your hard-earned savings for your immediate family should you need to apply for Medicaid somewhere down the road, or maybe you simply want a second opinion to be rest assured that your existing plan hasn't overlooked any crucial details. We can hold your hand and help you get to your desired destination.

What are three of the biggest retirement planning mistakes to avoid?

While subjective, based on our experience, the three biggest oversights or misunderstandings, if you will, are:

• Assuming that the Social Security Administration will advice you as to the best strategy that'll maximize your benefits -According to its own rules under Procedure GN 00203.004 employees are strictly forbidden from offering any form of such advice to applicants. Period!
• Thinking that because your gross income may be lower in retirement, you'll automatically fall into a much lower tax bracket. - Without the proper planning more and more retirees are finding out that the exact opposite is true, mainly due to significant decreases in some deductions/exemptions.
• Waiting until your retirement is almost here to pursue income planning - incorporating it into your planning at the early stages will help you to eliminate any inefficient investments that may otherwise be hurting rather than helping.

When you go through our planning process we'll help you to tackle all of these crucial pieces to a successful future.

As a firm what are your core beliefs?

We believe a retirement that is certain to arrive demands that you have a nest egg you can count on to be there for you. We also believe that after all the years of hard work and investing, your nest egg should provide you with income that'll last your entire lifetime, even if the stock market is down. Your retirement should be a time of stress-free relaxation and has absolutely nothing to do with financial nervousness. Because of these beliefs, we follow only time-tested methodologies when making recommendations to our clients.

How is Laser Financial Group different from other financial companies?

There are many things that differentiate us from others in our industry, but so we don't take up all of your time, here're the top two: First, when dealing with us, you can always count on hearing the straight facts without any sugarcoating or intentional omissions. Second, the fact that we have no allegiances to any particular company's product, and no specific sales requirements or quotas to meet means we'll tell you what will be best for YOU. We made this deliberate choice because we believe that it's much better to focus on recommending the best and most suitable products to meet your need, instead of making a preselected product fit everyone who walks through our doors. There is no need to mention any names here, but when you find yourself talking with someone who works for a firm that markets its own products, you know you're definitely going to end up with that particular firm's product - whether or not that's the best one for you is THE question.

What can I expect when working with someone from your firm?

You can expect integrity. We tell you exactly what you should hear even if that means you may take your business somewhere else. And oh by the way, we don't engage in any of those annoying, pushy sales gimmicks. Yeah, that's just how we roll around here.

What process do potential clients go through?

We always begin with a thorough review of your current financial profile and future goals where you tell us about your specific desires and the outcome that you're looking to achieve. We'll then provide you with a customized proposal written in plain English that will show you how we believe you can best achieve your desired goals. Next, we'll address all of your questions and refine your plan, if needed, before implementation. We hold yearly accountability review meetings with you to make sure that everything is working as expected.

What types of products does Laser Financial Group offer?

We're completely independent from all financial products. Our focus is on helping you to do the necessary due diligence in selecting whichever product from whatever company that'll best serve YOUR needs. You know this one calls for your happy dance - so go right ahead!

I live from paycheck to paycheck, can you still help me?

One of the neat things about our approach is that it's not based on your income, but rather your assets. In other words, we'll show you a better way of getting the most out of whatever you already have coming in, without you having to spend anything extra. Now, how cool is that?

Do you work with folks who live outside the Washington DC area?

We are licensed in multiple states. So please don't hesitate to contact us. Actually, why don't you go ahead and set up your meeting right now by clicking here?

Do you offer workshops?

Yes, from time to time we do offer workshops covering a wide-range of retirement subjects. Please visit our presentations page for details on upcoming events.

Still got questions? Ask us here